Monticello MN Real Estate & Homes for Sale

This updated 4-bedroom, 2-bath split-level home with a 3-car garage sits on a spacious corner lot across from a park. Upstairs, enjoy a bright open-concept layout featuring vaulted ceilings, a statement wood beam, a modern electric fireplace, and recessed lighting. The kitchen includes quartz countertops, Frigidaire stainless steel appliances, soft-close custom cabinetry, a center island, and adjacent dining area. Two bedrooms and a full bath complete the upper level. Downstairs, you'll find two more bedrooms, a 3/4 bath, a cozy family room with accent wall, and extra storage space - perfect for guests, hobbies, or work-from-home needs. Step out onto the deck for morning coffee or summer grilling, overlooking the yard and park. Just 4 minutes from Union Crossings Shopping Center, you'll have quick access to all essentials - while still enjoying a peaceful neighborhood feel. With nearby trails, and open green space, this home blends comfort, style, and everyday convenience.

Discover lakefront living with 200 ft of frontage on Birch Lake. This impressive 5-bedroom, 4-bath home is set on 2.2 private acres that is conveniently located just 45 minutes from Minneapolis or 35 minutes from St. Cloud. Thoughtfully designed for both everyday comfort and elevated entertaining, the home features generous living spaces, spacious bedrooms, a lower-level walk-out patio, and laundry on two levels for added convenience. The home was completely updated just two years ago, offering new flooring throughout, fresh paint, a beautifully renovated kitchen with new cabinetry and quartz countertops, a brand new lower-level wet bar, fully updated bathrooms on all levels, and refreshed landscaping. The attached 1 stall garage has a bonus storage area next to it with a separate entrance and the detached 2 stall garage has new overhead doors and siding. The expansive outdoor space offers plenty of room to entertain and endless opportunities for year-round recreation. Enjoy days on the lake and your evenings unwinding in a setting created for comfort and connection. A rare opportunity to enjoy acreage, shoreline, and a lake-centered lifestyle with easy access to the Twin Cities.

Welcome to 5480 Mallard Lane, A Modern Retreat with Serene Pond Views! Step into this beautifully renovated Monticello home where style, comfort, and functionality meet. From the moment you arrive, you'll notice the attention to detail with a brand-new roof and siding, fresh landscaping, and inviting curb appeal. The spacious layout offers open-concept living with light-filled areas, tasteful finishes, and a seamless flow from the kitchen to the dining and living spaces, all overlooking your tranquil backyard. Upstairs, the renovated bathrooms feature modern design and new fixtures, while the generous bedrooms provide comfort for everyone. Enjoy an oversized three-car garage, perfect for vehicles, storage, or hobbies. Step outside to your private backyard oasis with peaceful pond views ideal for morning coffee or summer gatherings. Conveniently located near schools, parks, trails, and local amenities, this move-in-ready home perfectly blends modern upgrades with everyday comfort. Don't miss your chance to make it yours!

Welcome to resort-style living in Otsego! Choice of 3 school districts (Elk River/Rogers, St. Michael, and Monticello). Perfectly positioned on a scenic golf course lot (hole #2 at Riverwood National Golf Course), this beautiful 5-bedroom, 4-bath walkout two-story offers the kind of lifestyle most people only experience on vacation. Since purchasing the home, the sellers have transformed the backyard into a true private oasis with a large in-ground, heated saltwater pool - ideal for summer gatherings, evening swims, and making lifelong memories with family and friends. The pool is surrounded by a 5', aluminum (black) fence. The setting feels peaceful and private, with sweeping views and plenty of space to relax, entertain, or simply unwind. Inside, you'll find a bright and functional layout with generous living spaces, a finished walkout basement, and thoughtful updates throughout. Large windows bring in natural light and showcase the beautiful outdoor setting, while the open-concept design makes everyday living and hosting effortless. Whether you're enjoying coffee overlooking the golf course in the sun room, hosting poolside barbecues, or cozying up indoors during Minnesota winters, this home truly offers the best of both comfort and lifestyle. Spacious, open layout perfect for entertaining This is more than a home - it's a place to live, gather, and create your next chapter.

THIS IS THE ONE! Stunning, meticulously cared for, nicely updated, breath-taking views... this end-unit townhome has it all! Main floor features a gorgeous kitchen with granite countertops, updated cabinets, stainless steel appliances, under-cabinet lighting, and a huge center island - perfect for entertaining! The two-story, vaulted living room impresses with soaring ceilings and a gas fireplace, flooding the space with natural light and warmth. Upstairs offers three bedrooms, including a primary suite with its own private bath and walk-in closet plus added convenience with upper-level laundry. The finished walkout lower level adds additional living space, storage area and the 4th bathroom. Like to be outside? You'll be able to enjoy time out on the porch, back deck, or the lower-level patio - all ideal for grilling, relaxing and taking in the views. Major updates include a new furnace and A/C in 2023, brand new R/O system, hot water heater in 2020, new siding and roof in the last year, updated flooring and fresh paint. Great location near schools, shopping, restaurants, parks and trails along with super easy access to I94. A rare end-unit opportunity that truly shows pride of ownership - don't miss out!

Step inside this impressive 1,582 square foot home and experience a flexible layout that perfectly blends comfort and convenience. The main level welcomes you with an open and inviting atmosphere, ideal for entertaining and daily life. This home features a primary bedroom with an ensuite bathroom, 2 secondary bedrooms, and an additional full bath. Discover the unfinished walkout basement for future expansion! Car enthusiasts and storage seekers will appreciate the roomy 3-car garage that ensures you have all the space you need for vehicles and more. With all these sought-after features and versatile living spaces, this opportunity to own a standout home won't last long - schedule your tour today! You'll enjoy the convenience of nearby parks, trails, schools, shopping, and restaurants, making this an ideal location. Secure this thoughtfully designed home today.

4 bed 2 bath Townhome with a 2 stall garage. Priced to sell needs minor work! Paint and flooring would go along way! Build instant equity with this property. Rare opportunity to buy an equity builder at this price.

Welcome to 8578 Gateway Circle, a well maintained and move in ready home offering an open layout, durable flooring, and great natural light. The kitchen features classic cabinetry, modern appliances, and plenty of storage. Three spacious bedrooms include a comfortable primary suite with an attached bath and walk in closet. The finished lower level adds valuable flex space for a home office, gym, or entertainment area. Step outside to enjoy a private deck with a peaceful outdoor setting. Additional highlights include a full laundry room, attached garage, and a convenient location close to shopping, dining, and more.

Welcome to these stunning detached villas by SW Wold Construction, located in the heart of Monticello. These completed homes offer easy one-level living with 2 bedrooms, 2 bathrooms, a bright sunroom, private deck, and a convenient crawl space for extra storage. Enjoy a spacious open-concept layout with quality finishes and the option to personalize select interior features. The HOA takes care of lawn care, snow removal, and exterior maintenance - offering a true low-maintenance lifestyle. With only 4 lots remaining, now is your chance to claim one of these highly sought-after villas. Located just minutes from grocery stores, restaurants, and everyday conveniences, these homes offer both privacy and proximity. Starting in the low $400s, don't miss this opportunity for stylish, stress-free living. Schedule your showing today!

***Under Construction*** Check out these custom Villa homes by SW Wold Construction! Located in the heart of Monticello and offering the convenience of one level living at an affordable price plus association maintained. Two bedroom layouts with a great open floorplan and many options to choose from. Many lots available to choose from. Reserve yours today.

The Walker floor plan, available in January, offers comfort, flexibility, and scenic wetland views in a beautifully designed split-level home. Featuring a 3-car garage and an unfinished walkout basement, this home provides endless possibilities for future expansion. The vaulted upper level showcases an open-concept layout with a spacious kitchen, dining area, and living room that flow seamlessly together - perfect for everyday living and entertaining. The kitchen is equipped with quartz countertops, stainless steel appliances, a center island, a large pantry, and generous cabinet space, combining both style and functionality. Expansive windows fill the home with natural light, creating a bright and airy atmosphere. The main level includes three bedrooms, including a private owner's suite with an attached bathroom for added comfort. The unfinished walkout lower level offers the potential to add two additional bedrooms, a full bathroom, and a large rec room or second living space - ideal for guests, hobbies, or relaxing movie nights. Step out to the backyard from the walkout basement and enjoy peaceful views and the beauty of your natural surroundings. Located in a thriving community just blocks from scenic trails, parks, and schools, this home blends tranquility with accessibility. Ask how you can qualify for up to $7,500 in savings with the use of the Seller's Preferred Lender!

A thoughtfully designed 1948 SqFt 2 bed, 2 bath slab on grade home that includes an office, formal dining area and a large workshop area behind the second stall of the garage for projects and storage. The home's stunning kitchen is perfect for both cooking and entertaining, featuring crown molding, 36" upper cabinets, roll-out trash, hardware, a large island, quartz countertops, stainless steel appliances, and a stylish backsplash. Relax in the open concept living room, complete with a cozy gas fireplace and durable LVP flooring. The primary suite offers a vaulted bedroom ceiling and luxurious bathroom with a fully tiled 72" walk in shower with a large bench and glass swinging door. Step outside to the 12' x 12' concrete patio off the formal dining area, perfect for outdoor dining or relaxing. Additional highlights include: Painted on-site trim for a polished and seamless finish and Full yard irrigation and sod to complete your outdoor space. The Waterford is a versatile and unique floor plan full of possibilities as the formal dining space can also be used as a sunroom and the office as a dining space, if desired! Guests can also stay undisturbed at the front of the home. 36" door widths. Located in the sought after Edmonson Ridge Community in the heart of Monticello. Edmonson Ridge offers the perfect blend of convenience and charm. Enjoy being close to shops, restaurants, parks, the Country Club, the Mississippi River, and a hospital - all just moments away! Pictures, photographs, colors, features, and sizes are for illustration purposes only and may vary from the actual home. Come see for yourself why Monticello is a great place to call home!

Beautifully updated 4-bedroom, 4-bath home located near Monticello Public Schools. This move-in-ready property features fresh paint throughout, new flooring, updated doors and trim, and a newly tiled primary shower. Enjoy the convenience of a fenced-in backyard - perfect for relaxing or entertaining. The home also offers a spacious 3-stall attached heated garage, providing comfort and storage year-round. A great opportunity in a desirable location.

Welcome to this beautiful home with almost 2,000 sq ft finished, and scenic views from the rear with no neighbors behind! Special features are 3 bedrooms same level with walk-in closets in every bedroom. Private owner's suite has full bath with double-bowl sink, window, and linen closet. This elegant home has so many upgrades, including the larger foyer floor plan, wide plank flooring on main floor, stairs, and bedroom level. Open concept floorplan, upgraded lighting, vaulted ceilings on main level, large dining area with deck, beautiful kitchen has center island with granite countertop, stainless appliances, luxury plank flooring, and spacious great room with scenic views. The lower level is fully finished, has daylight windows, large family room, bathroom, and laundry room. Storage in the crawl space. The exterior has concrete driveway, irrigation system, and maintenance-free deck with steps to backyard with amazing views! Convenient location, walking distance to nice neighborhood park, great restaurants & shopping nearby, and only a 5 minute drive to I-94.

Welcome to 5480 Mallard Lane, A Modern Retreat with Serene Pond Views! Step into this beautifully renovated Monticello home where style, comfort, and functionality meet. From the moment you arrive, you'll notice the attention to detail with a brand-new roof and siding, fresh landscaping, and inviting curb appeal. The spacious layout offers open-concept living with light-filled areas, tasteful finishes, and a seamless flow from the kitchen to the dining and living spaces, all overlooking your tranquil backyard. Upstairs, the renovated bathrooms feature modern design and new fixtures, while the generous bedrooms provide comfort for everyone. Enjoy an oversized three-car garage, perfect for vehicles, storage, or hobbies. Step outside to your private backyard oasis with peaceful pond views ideal for morning coffee or summer gatherings. Conveniently located near schools, parks, trails, and local amenities, this move-in-ready home perfectly blends modern upgrades with everyday comfort. Don't miss your chance to make it yours!

Fully remodeled 4 bed, 2 bath split level within walking distance to parks and walking paths. Updates include, 2020 furnace, 2019 AC, 2022 (45 year) shingles, new flooring, paint, doors and hardware. Huge corner lot with a backyard fire pit, deck with stairs and 5' chain link fence. Move-in ready with the option of a 5th bedroom and a floorplan with everyday convenience.

Welcome to this wonderful short sale opportunity! This spacious home features 4 bedrooms all on the same level, plus a bright 1-bedroom walkout lower level complete with a luxurious jetted tub. The primary suite offers a spa-like ensuite bath, perfect for relaxation. Don't miss your chance to own this beautifully designed home with versatile living spaces!

UNDER CONSTRUCTION, COMPLETION DATE OF MARCH! Madison rambler floor plan on a WO lot in our Meadowbrook community. stone fireplace, upgraded kitchen with quartz countertops throughout, LVP in living room, and iron railings, finished lower level, Luxury suite with an over sized shower, primary bedroom vault w/ ceiling fan, along with a 3 car garage workshop. Full yard sod/irrigation! Pictures, photographs, colors, features, & sizes are for illustration purposes only and may vary from the home that is built. Sod to be installed at a later date.

UNDER CONSTRUCTION COMPLETION OF MARCH OF 2026! -JP Brooks presents the Somerset Rambler floor, upgraded elevation (B) plan with a finished basement on a walkout lot. Meadowbrook community in Monticello! Upgrades including gourmet kitchen with wood vent hood, 42" upper cabinets, stove top, oven/micro combo, 8' island, crown molding, quartz countertops. Vaulted living room with fireplace, vaulted primary suite with ceiling fan, luxury bathroom with separate tub and shower, finished lower level with fireplace. Expanded garage workshop area. Full yard sod/irrigation! Pictures, photographs, colors, features, and sizes are for illustration purposes only and may vary from the home that is built. Please stop by the model home in the neighborhood during Open House hours.

Brand new! This beautifully built 4-bedroom, 3-bath end-unit townhome offers the perfect blend of style, space, and privacy. Enjoy a thoughtfully designed open-concept layout with abundant natural light, modern finishes, and a luxurious master suite complete with a private bath. The end-unit location provides extra windows, added quiet, and peaceful views of mature trees - no rear neighbors! With new construction , everything is fresh, energy-efficient, and up to code. Don't miss your chance to own this turnkey home in a desirable, tree-lined community. To be completed mid March.

Special lender incentives with preferred lender! JP Brooks presents the Hazelwood townhome plan in our Meadowbrook Community. Come see for yourself & discover why Monticello is a great place to live, work & play! Brand new community in Monticello. Two floor plans to choose from. Pictures of previous model. Completion in March 2026.

NEW- Roof, Siding, and Stainless Steel Appliances, and main floor flooring. Updated furnace and water heater. Enjoy all the features that include main level living, the open-concept kitchen, dining, and living area - perfect for daily living and entertaining. The open floor plan features vaulted ceilings, a bright living area, and a kitchen with a center island. Move-in ready! Features 3 beds with 3 baths, a fireplace, porch, deck, finished lower-level, and a 2-car garage.

COMPLETED HOME! JP Brooks presents Madison Elevation A rambler floor plan, 2 ft garage bump out and 4ft side bump out, 2 car garage, Full basement lot on a almost a Half Acre Lot!. Upgraded kitchen with crown molding, quartz countertops throughout, backsplash, vaulted living room fireplace with LVP flooring, office added on the main level, vaulted primary suite with ceiling fan, luxury suite with separate tub and shower. Finished LL, which includes, a large family room, game area, bedroom 5, & 3/4 bathroom, & abundant storage, for an additional 1,179 square foot! On site finished trim for no nail holes and higher quality finish. Finishes may differ. Pictures, photographs, colors, features, & sizes are for illustration purposes only & may vary from the home that is built. One level living at its finest!

Step into elegance with this stunning 3-level home featuring 4 spacious bedrooms and 4 beautifully appointed bathrooms. Designed for both comfort and style, the main floor boasts soaring vaulted ceilings, expansive windows, and an open-concept layout perfect for entertaining. Retreat to your luxurious primary suite with a spa-inspired ensuite and walk-in closet. The gourmet kitchen flows seamlessly into the dining and living areas, while the lower level offers flexible space for a media room, home gym, or guest quarters. Enjoy a flat backyard - ideal for kids, pets, and summer gatherings - with direct access to scenic walking trails. 3-car garage provides ample parking and storage. This home checks every box for space, style, and location. A must-see!

Welcome home to this beautiful townhome! This home offers 3 bedrooms on one level, gorgeous cabinets with custom spice drawer, newer appliances, breakfast bar, center island in the kitchen with a deck off the dining room overlooking a pond. Home has neutral paint, LVP flooring in the kitchen and dining room. Spacious carpeted living room with lots of natural light and faux wood blinds. Master bedroom has full bathroom with double sinks. Lower level ready for your finishing touches for added living space. This home is move in ready. Quick close possible.